Appraise Agricultural Loans in Minutes, Not Weeks.
Secure your agricultural portfolio with SaakhSetu and its Yogyank™ entitlement framework, seamlessly integrated with your Core Banking System. Reduce appraisal costs by up to 90 percent and lower projected NPAs by 40 to 50 percent through explainable, governance-first AI.
- Seamless CBS Integration
- Rural-Ready & Offline App
- Full Audit & Compliance
Meet PSL Targets Efficiently
Confidently expand your Priority Sector Lending portfolio. Our AI fairly assesses 'thin-file' farmers (small, marginal & tenant) using the Yogyank™ entitlement framework, supporting fair and policy-aligned credit decisions
Ensure Full Compliance & Auditability
Built on an Explainable AI (XAI) framework, every decision is transparent and fully auditable. Designed in alignment with RBI guidelines, including the principles outlined in the FREE-AI Committee Report.
Include Untapped Farmer Segments
Grow your portfolio by safely lending to the 43% of small and marginal farmers currently outside the formal credit system. Our platform creates a holistic entitlement profile for them, promoting responsible and sustainable financial inclusion.
Seamless Integration, No IT Overhaul
Our API-first, microservices architecture is designed for seamless plug-and-play integration with existing Core Banking Systems. We ensure a smooth, disruption-free onboarding process.
Your CBS
Existing Core Banking System
SaakhSetu API
AI-Powered Integration Layer
Yogyank Entitlement Score
Transparent, Explainable Output